Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Saving Early & Letting Time Work For You The earlier you start pursuing financial goals, the better your outcome may be. U.S. Personal Savings Rate What can be learned from the savings rate? Estate Strategies of the Rich and Famous The examples of famous celebrities underline the need for a clear estate strategy.